01
Look beyond the incentive
Some lender programs provide funds on closing. The offer can come with a different interest rate or other restrictions, so compare the total cost with an option without cash back.
02
Check repayment conditions
A lender may require repayment of some or all of the incentive if you break the agreement early. Review the written conditions, timing and permitted use of the funds.
03
Confirm availability
Cash-back programs vary by lender and can change. Ask Ashab whether a suitable offer is available for your application; an advertised incentive is not a guarantee of eligibility.
Bring to your conversation
- Expected mortgage amount
- How long you plan to keep the mortgage
- Written incentive and repayment terms
General information only. Product availability, eligibility and conditions vary by lender and application.