01
Start with eligibility
Residency, immigration status, property location and intended use can affect both purchase eligibility and lending options. A mortgage program does not override restrictions on buying property.
02
Document your position
Prepare employment and income records, your down-payment source and any available Canadian or international credit history. Lender acceptance of overseas documents varies.
03
Plan the transfer of funds
Allow time for currency conversion, bank transfers and documentation. Ask your lawyer to review purchase eligibility and any taxes that may apply before making a commitment.
Bring to your conversation
- Status and identity documents
- Employment and income records
- Down-payment source and transfer history
General information only. Product availability, eligibility and conditions vary by lender and application.