Move beyond an estimate
Pre-qualification uses the information you provide for an initial estimate. Pre-approval takes a closer look at your mortgage application, income and down-payment documents, and credit history to establish a more informed buying range.
Prepare with Ashab
Gather your employment and income records, down-payment details and current debts. Ashab will explain the review process, discuss suitable lender options and help you understand what your budget means for your home search.
Understand the next step
Pre-approval is not final financing approval. Once you have an accepted offer, the lender must review the property and confirm that its conditions are met. Speak with Ashab before relying on a pre-approval to make a purchase decision.
Bring to your conversation
- Employment and income documents
- Down-payment amount and source
- Current debts and financial commitments
- Completed mortgage application
General information only. Product availability, eligibility and conditions vary by lender and application.