01
Start with the whole budget
A comfortable mortgage leaves room for property taxes, utilities, maintenance and the rest of your life. Use the affordability tool for a first estimate, then have Ashab review your income, debts and down payment.
02
An estimate is not an approval
Pre-qualification is an early conversation. A lender pre-approval may include document review, a credit check and a time-limited rate hold. Final financing still depends on the property and all lender conditions.
03
Your next step
Bring your price range and timing. Ashab can explain which documents are needed and which options deserve a closer look. Avoid waiving a financing condition based only on an online estimate.
Bring to your conversation
- Income and employment information
- Savings and down-payment source
- Monthly debts and financial commitments
General information only. Product availability, eligibility and conditions vary by lender and application.